What Is Federal BCBS Insurance?
The Federal Employee Program (FEP), otherwise known as The Blue Cross and Blue Shield Service Plan has been part of the Federal Employees Health Benefits Program (FEHBP) right from its inception in 1960.
It provides health insurance coverage for over 5.3 million federal employees and retirees along with their families. This figure is about 66% of the total number of people who are covered through the FEHBP.
Headquartered in Chicago, Illinois, FEP BCBS works with the United States Office of Personnel Management (OPM) each year to determine the best benefits and premium rates for members covered under the FEP.
Does Federal BCBS Cover Drug And Alcohol Treatment?
Yes, FEP BCBS, being one of the leading insurance providers in the country, provides extensive coverage for substance abuse treatment. With over a dozen policy plans available for members to choose from, you should expect some measure of coverage regardless of your policy.
As an FEP BCBS member, you are likely going to be covered for a broad range of mental health services, including drug and alcohol rehab. However, you are responsible for certain costs such as copays, and deductibles. In addition, you are required to pass through a pre-certification process before your benefits start taking effect.
We are a Federal BCBS Drug Treatment Center
Generally, Federal BCBS provides coverage for both outpatient and inpatient rehab services. Other types of addiction treatment services that may be covered by your FEP BCBS plan include:
- Medical Detoxification
- Individual counseling sessions
- Group counseling sessions
Another benefit of having a Federal BCBS policy is that it provides coverage for both the individual and their family members. Due to the flexibility offered by this policy, addicts and their family have the freedom to recover at their own pace without worrying about incurring a huge out-of-pocket expense. As a Federal Blue Cross Blue Shield drug rehab center, we’re here to assist you with any questions you may have about your addiction treatment coverage.
How Do I Understand My Federal BCBS Insurance Benefits?
At Recreate Life Counseling, we understand that not everyone is cut out to understand the intricacies of their insurance policies. When dealing with an addiction problem, the last thing you would like to be bothered with is a series of complicated terminologies.
Even if you contact your insurance company directly, there is no guarantee that you will understand all that is covered under your insurance plan. It takes a lot of skill and experience to ask the right questions that will bring about more clarity.
Our experienced admission counselors are available and willing to carry out a comprehensive analysis of your Federal BCBS insurance and help you understand your benefits and claims. This is a no-cost service that is available to all of our clients. Recreate Life Counseling is a Federal BCBS drug treatment program, which means that many of our addiction treatment services are approved for treatment by your insurance company.
What to Do Next?
If you truly want to get the help you deserve without having to worry about finances, then get in touch with one of our experienced Federal BCBS addiction treatment counselors. We will show you how you can get started on your journey to sobriety right away.
We can help you get more out of your Federal BCBS coverage. We are available 24/7 to answer all of your questions regarding your FEP BCBS health insurance. Complete and long-lasting recovery is within your reach. Now is the time to find the courage to reach out for help so we can walk the journey to recovery together, one step at a time.